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Health Insurance

Overview

Whether you are buying health insurance for the first time, considering a change to your current coverage or having problems with your current plan, this collection of links can help you understand your choices and your legal rights.

Note: This topic was prepared to help consumers find reliable health resources on the web. The information here — and on all websites — is not a substitute for medical care by a health professional. Every effort is made to ensure that the information and links provided in this site are up to date, but the accuracy and completeness of the information cannot be guaranteed.

Information About the Colorado Health Insurance Marketplace and Healthcare Reform

Find coverage through the statewide health insurance marketplace and get information about healthcare reform in Colorado.

Larimer Health Connect
Larimer Health Connect provides free, in-person assistance to help individuals, families and small businesses understand and choose health coverage. We will also be able to determine your eligibility for Medicaid and CHP+ and help you apply for those programs if you qualify. Our Health Coverage Guides are certified through Connect for Health Colorado, the statewide online health insurance marketplace. Guides can help you shop for coverage and complete the application process for health insurance offered through the marketplace, as well as go over the financial assistance options that are available only through Connect for Health Colorado.

Connect for Health Colorado
This website provides information about the statewide health insurance marketplace. Coloradans can compare health plans and find out if they are eligible for financial assistance, based on income. You can find insurance through this site if you are a Colorado resident, have legal immigration status and need health and/or dental insurance. Small businesses and non-profit organizations with up to 50 employees can also shop on the website.

State of Colorado Healthcare Reform Website
The state of Colorado has created a website with news and information on how healthcare reform is being implemented statewide.

Other Health Insurance Options

Find Insurance Options
This information from HealthCare.gov (a website managed by the U.S. Department of Health and Human Services) can help you understand options for finding coverage outside the Colorado health insurance marketplace.

Using and Understanding Your Health Insurance

Colorado Division of Insurance
The consumer section of the Colorado Division of Insurance website provides information about the rights and responsibilities of both insurers and the insured, understanding and shopping for insurance, and more. The site has information about health insurance, Medicare and other types of insurance.

Glossary of Terms, National Association of Health Insurance Underwriters
Not sure what "COBRA" is or "ambulatory care" is? This glossary from an insurance trade group can help.

Local Resources

Larimer Health Connect
Larimer Health Connect provides free, in-person assistance to help individuals, families and small businesses understand and choose health coverage. We will also be able to determine your eligibility for Health First Colorado (Colorado's Medicaid Program) and CHP+ and help you apply for those programs if you qualify. Our Health Coverage Guides are certified through Connect for Health Colorado, the statewide online health insurance marketplace. Guides can help you shop for coverage and complete the application process for health insurance offered through the marketplace, as well as go over the financial assistance options that are available only through Connect for Health Colorado.

Health Insurance - What If I Don't Have It?, HealthInfoSource.com
This site helps consumers understand their options for health insurance and what to do if they do not have health insurance. It also has information about getting Medicaid and CHP+.

Aspen Club, UCHealth
The Aspen Club can help seniors with questions about health insurance and Medicare.

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